The endorsement excludes the expense of bringing an out of control well under control. Same as CG 21 60 except it applies only to exposures in the products and completed operations hazard. Like endorsement CG 21 06, this endorsement excludes damages arising out of access to or disclosure of confidential or personal information. The Designated Construction Project General Aggregate Limit is the most we will pay for the If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. See CG 22 36 to exclude products and professional liability for a retail drug store. PNC endorsement Fill in the Blank: A is sent to the insured to collect additional information regarding business operations as it relates to the industry. Provides coverage for the pollution exposure accompanying the removal, replacement, repair, encapsulation or enclosure of hazardous materials. It provides coverage similar to the CGL occurrence coverage part. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. ", CG 22 95 Exclusion Damage To Work Performed By Subcontractors On Your Behalf Designated Sites Or Operations, CG 22 96 Limited Exclusion Personal And Advertising Injury Lawyers, CG 22 99 Professional Liability Exclusion Web Site Designers, CG 23 01 Exclusion Real Estate Agents or Brokers Errors or Omissions, CG 24 04 Waiver of Transfer of Rights of Recovery Against Other To Us, CG 24 05 Financial Institutions (Reporting Provision and Limitation to Fiduciary Interest), CG 24 06 Liquor Liability - Bring Your Own Alcohol Establishments, CG 24 07 Products/Completed Operations Hazard Redefined, CG 24 11 Fiduciaries - Fiduciary Interest, CG 24 13 Amendment of Personal and Advertising Injury Definition, CG 24 17 Contractual Liability - Railroads, CG 24 18 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 19 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 20 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 21 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 22 Amendment of Coverage Territory Worldwide Coverage, CG 24 23 - Amendment of Coverage Territory Additional Scheduled Countries, CG 24 24 - Amendment of Coverage Territory Worldwide Coverage With Specified Exceptions, CG 24 25 - Limited Fungi or Bacteria Coverage, Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions. The Aggregate Limits Per Project coverage enhancement applies a separate general aggregate limit for ongoing operations at each construction project away from premises owned or rented to the insured. Question: I have a concern regarding Per Project Aggregate Endorsements. Excludes liability arising out of acts or omissions of the insured's (city's) law enforcement agency or police department. If your policy limits are set for $1,000,000 per . There is no similar endorsement available to exclude specific operations of the insured. Excludes bodily injury or personal injury arising out of employment practices of the insured, such as refusal to employ, termination, coercion, demotion, discipline, harassment, discrimination and other practices. Used with experience - rated risks to show experience rating date. Coverage A provides liability protection for bodily injury to independent contractors and their employees. CG 24 50 Limited Coverage for Designated Unmanned Aircraft. Same as CG 21 60 except it contains an exception for bodily injury claims arising out of the premises. Eliminates so-called "blanket" contractual liability coverage by redefining an insured contract to include only incidental contracts in paragraphs "a" through "e" of the definition. Not approved for general use in Texas. Not approved for general use in Texas. Think of it as insurance on the shelf - you use it as you need it. Pack of 1 Unit. The CGL policy requires a per-project aggregate endorsement that should be attached to the COI upon submission to verify accurate coverage. See CG 32 09 for Texas-approved form. Excludes all liability arising out of and occurring during the course of the movement of any building or structure, either by auto or "mobile equipment". Creates an exception to the pollution exclusion to cover the escape of a pollutant specifically listed in the endorsement schedule. Division Name: CM. Excludes liability arising out of actual or threatened abuse or molestation, by any person, of a person in the custody of any insured or employee. Coverage for an occurrence which results in 3rd party's BI and/or PD. The City intends to award the Group 1 Package of eight (8) locations to the highest ranked firm. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. Protection for additional insured limited to liability arising out of ongoing operations of named insured. Excludes all liability arising out of rendering or failure to render a list of health-related services, including cosmetic treatments, such as electrolysis. Removed all of Coverage B - Personal and Advertising Injury Liability. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. THIS ENDORSEMENT CHANGES THE POLICY. Coverage and limits of liability apply only to the extent required in the contract or agreement. CG 28 02 Insured Site Definition (Contractors). Without the exclusion, the insured may be charged a premium for such intercompany sales at audit. Eliminates the subcontractor exception to exclusion "I" (Damage to Your Work). Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. Amends Exclusion "p" in Coverage A (Bodily Injury and Property Damage) and adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information, with an exception for bodily injury damages. Unlike a per-occurrence limit, which limits the amount per claim, a general aggregate limit can be exhausted through either two claims, fifty claims, or anywhere in between. This endorsement is used when no specific endorsement applies to the activities of the insured. Not approved for general use in Texas, but could be used on a "large risk. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. CG 24 26 - Amendment of Insured Contract Definition. Mandatory endorsement for the CGL claims-made version. We know that general aggregates can be confusing . CG2010 Scheduled Additional Insured $25 charge per endorsement and Blanket Additional Insured $100 . Remove blanket and form bend by hand. Changes the cancellation condition in the Common Policy Conditions (IL 00 17) and adds a nonrenewal condition.Required by Texas law. Business Li- CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). A "per claim" deductible would be applied to each claim arising out of one occurrence. An exception to the exclusion makes it clear that the insured still has coverage for actual construction or demolition operations. Enter your official contact and identification details. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization Blanket Per Project Aggregate Blanket Additional Insured - Completed Operations / CG2037 Equivalent Blanket Your Work - 1185 Equivalent (Commercial Work Only) Blanket Waiver of Subrogation Blanket Primary/Non-Contributory Wording Buildings and Structures Exceeding 3 Stories (Exterior) Schools & Recreation Facilities Heating Devices Hospital Work Eliminates from the CGL definition of "insured contract" the words, "except in connection with construction or demolition work on or within 50 feet of a railroad," to give coverage for easement agreements that obligate the insured contractor to indemnify a railroad. Provides coverage on a claims-made basis for loss of electronic data caused by the insured. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. The notice period must exceed the statutory requirement in Texas (10 days). In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. Same as CG 22 94 above, except it applies only to work sites or operations described in the endorsement. . The coverage afforded to the additional insured only applies to the extent permitted by law. It requires periodic reporting of trust properties. It is usually used on policies insuring risks which care for children, such as nurseries, schools, and day-care centers. Sex offenders in my area watchdog by zip. Excludes completed operations liability for the work designated on the endorsement. Provides pollution liability coverage on a claims-made basis, including the cost of site clean up. This is a Federal Highway Administration (FHWA . Applies only to the professional services described in the endorsement. See CG 21 49 above. Blanket per project aggregate endorsement. Additional insured status applies only to the person or organization which has entered into the contract or agreement. Excludes property damage to underground resources (oil, gas, water) and equipment (drilling equipment) in the insured's drilling operation. The New Deal was a series of programs, pubIic work projects, financial reforms, and regulations enacted by President Franklin D. Roosevelt in the United States between 1933 and 1939. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. CG 26 39 Texas Changes - Employment-Related Practices Exclusion. Inland Marine - no restriction on value. On This Page Additional Information Under our policy, the aggregate is three times the per event limit. Adds a premises owner or manager as additional insured under tenant's policy. See technical report Drones. Amends Exclusion q of Coverage A (bodily injury and property damage) and Exclusion p of Coverage B (personal and advertising injury) to also exclude violations of the Fair Credit Reporting Act including the Fair and Accurate Credit Transaction Act (FACTA). Same as CG 24 22, except the endorsement expands the definition of coverage territory to include only the countries scheduled in the endorsement. The City of Tucson is seeking qualified consultant support for the planning and design of HAWK Signals. This is an absolute exclusion of all exposures arising out of the Year 2000 problem. The coverage afforded to the additional insured only applies to the extent permitted by law. Provides coverage for property damage to underground resources and equipment, establishing a special Aggregate limit for the coverage. There is no exception for liability assumed under an insured contract. Used as an alternative to endorsement CG 21 06 (above) when the insurer agrees not to amend Exclusion "p" in Coverage A (Bodily Injury and Property Damage). Tips on how to complete the Cg2026 endorsement fillable form on the web: To begin the form, utilize the Fill camp; Sign Online button or tick the preview image of the blank. See CG 01 56. S2803-CG (7/07) Total General Aggregate Limit Per Project (s) - General Aggregate Limit S2806-CG (6/07) Exclusion - Unfenced Salvage Operations S2809- CG (8/07) Warranty Endorsement - Insurance and Indemnity Required of Contractors or Subcontractors Working on Your Behalf S2811-CG (7/07) Limited Coverage - Lost Key Expenses Excludes any occurrences taking place after the named insured stops leasing the land, and any construction or alteration operations performed by or on behalf of the additional insured. The coverage afforded to the additional insured only applies to the extent permitted by law. Provides malpractice insurance for optometrists and hearing aid establishments. A per project aggregate endorsement modifies your General Liability policy so that you have a separate and distinct limit of coverage for each project upon which you work. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. Affords claims-made liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. Excludes liability arising out of streets and bridges for their: (1) existence,(2) maintenance (3) use of mobile equipment. The deductible, if any, may not exceed $5,000.00 per occurrence. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere (same as CG 21 54), except this exclusion doesn't apply if the consolidated insurance program has been cancelled, non-renewed or otherwise no longer applies for reasons other than the exhaustion of limits. Modifies the intentional injury exclusion (a) of Coverage A so that it does not apply to corporal punishment of a student by or at the direction of the insured. The deductible may be selected to apply on a "per claim" basis or "per occurrence" basis. Amends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. Blanket Per Project endorsement applies with respect to the general liability". The project owner is protected by the OCP policy primarily in two circumstances. . Same as endorsement CG 21 09 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). Eliminates liability protection for employees of the insured, other than the executive officers of a corporation, and for volunteer workers. Excludes bodily injury to any person practicing for or participating in any sports or athletic contest sponsored by the insured. Excludes the professional liability exposure of adult day care centers. Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . CG 25 04 Designated Location(s) General Aggregate Limit. Cleanup costs are still excluded. Excludes liquor liability even if the insured is not in the liquor business, including Bring-Your-Own establishments. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. Same as endorsement CG 24 50 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under Paragraph . Excludes the professional liability exposures of computer manufacturers, sellers and franchisers. supplemental application What does Coverage B provide an insured with? 2. Blanket endorsement: The insurance company sees the blanket waiver as a means to review the contract you've signed with the third party and make recommendations for better contractual risk transfer in the future. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). Has Pen . This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. See also endorsements CG 21 07 and CG 21 08 below. Built in stiffeners help keep the blanket tight to the PVC surface. Designated Project Aggregate endorsements are sometimes required for contracts. Provides pollution liability coverage on a claims-made basis. 123 Main St - Contents: $500,000. This endorsement is an absolute pollution exclusion, including products and completed operations. The Project Agreement relates to the Base Agreement we entered . CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). Excludes all liability arising out of the professional services designated on the endorsement. The land so leased must be designated on the endorsement. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. Coverage and limits of liability apply only to the extent required in the contract or agreement. Not approved for general use in Texas. Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. After unloading, the exposure is covered by the CGL. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. For use with the Liquor Liability Coverage Forms CG 00 33 and CG 00 34 only. Blanket endorsementsdo not require that an additional insured be specifically named. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. 3. All other states: $1,000,000 per occurrence and $2,000,000 aggregate. Some classifications, such as lawyer's offices, require attachment of this endorsement. Allows for the arbitration of disputes between the company and the insured, without the arbitrator's decision being binding on any party. Excludes liability relating to exposures of the named risks, including design, specifications, supervision and inspection. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. Kiehl's facial fuel transformer. See Commentary in the Policy Guide. Beware CGL policy extensions - Policyholders sometimes seek to extend their policies for longer than the standard 12 months but less than an additional full term. See CG 26 46 for the appropriate Texas form. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: $1,000,000 per occurrence; $2,000,000 general aggregate; $2,000,000 products aggregate; Property - no restriction on value. Applies to all services covered on the policy. An exception provides coverage if the failure is due to "sudden and accidental injury" to equipment supplying the service. Excludes all liability arising out of fungi (including mold) or bacteria, including the costs of remediation. It also excludes damage to property managed by the named insured. Bars coverage for products liability claims between named insureds on the policy. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. This endorsement was withdrawn from use in 2012 but reinstated in 2013. This endorsement is used when the company wants to avoid the entire products and completed operations exposure, or when all premises and operations classifications on the policy include this exposure and a separate limit for this coverage is not needed. Includes elected or appointed officials and members of boards or commissions as insureds under the policy of governmental entity. Applies the general aggregate limit separately to each project of the insured. It prevents a claim on one project from exhausting the policy's limits on other projects; it enables a Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. Provides reimbursement for expenses incurred because of a covered product withdrawal, subject to an aggregate limit and deductible shown in the endorsement. Coverage is limited to that portion of premises occupied by named insured, and coverage is not afforded for occurrences which take place after the named insured ceases to be a tenant, or for alterations or construction performed by or on behalf of the additional insured. What is the per location endorsement? This endorsement was withdrawn from use in 2012 but reinstated in 2013. Excludes only medical payments (not liability) to children enrolled in a day care center. Adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information. Cover the liability of a parent corporation which arises from the subsidiary's operations. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Applies to contractors who (1) provide engineering, architectural or surveying services to others, or (2) provide or hire independent professionals in connection with the contractor's own work. This endorsement was withdrawn from use in 2013. Removes the contractual liability exclusion from personal injury coverage, for designated contracts. This coverage may include potentially risky exclusions and reflect the following estimated terms and limits: $1,000,000 per occurrence. Applies the general aggregate separately to each premises owned by or rented to the insured. Per Project Aggregate Endorsement f. Contractor 's Liability Insurance under 5.1.C through 5.1.E and 5.1.G may be satisfied by primary insurance or a combination of primary and excess or umbrella insurance. Limits coverage to the insured's liability arising out of trust properties in which the insured has a fiduciary or representative interest. Classement ville par superficie. Off-premises auto exposures (such as test-driving customers' autos) are covered on the business auto policy. CG 25 02 Amendment of Limits of Insurance. This endorsement was withdrawn from use in 2013. The insured agrees to reimburse the company for the amount of the deductible, and all other rights and duties under the policy (such as defense) are unchanged. CG 26 46 Texas Abuse or Molestation Exclusion. Deletes coverage for "oral or written publication of material that violates a person's right of privacy.". Coverage B applies to liability caused by the independent contractor. CG 33 97 Texas Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You. Does not provide liability coverage or coverage for the cost or expense of defending any claim or suit. CG 25 03 Designated Construction Projects(s) General Aggregate Limit. Used as an alternative to mandatory endorsement CG 21 06 (above) when the insurer does not want to provide the limited exception for bodily injury damages. It provides coverage similar to the CGL claims-made coverage part. Required on all policies. Coverage shall provide and encompass at least the following: i. X, C and U hazards, where applicable; ii. Provides additional insured status to a designated person or organization on a contractors policy for completed operations exposures. We do not intend our use or display of other companies' trade names or trademarks to imply an endorsement or sponsorship of us by such companies, or any relationship with any of these companies. a. NY & IL: $2,000,000 per occurrence and $4,000,000 aggregate. This endorsement provides completed operations coverage for the loading and unloading of vessels, without the need to purchase specific coverage. An extended reporting period is needed when claims-made coverage is canceled or not renewed and is not replaced by similar coverage with a retroactive date that includes the prior period of coverage. Adds the designated person or organization as an additional insured, but only for liability arising out of financial control of the named insured or a premises owned by the additional insured and leased or occupied by the named insured. A: The Blanket Waiver of Subrogation endorsement (also referred to as Blanket Waiver endorsement or Endorsement 2572) is available for new and renewing policies with inception dates on or after September 1, 2013. Excludes premises, operations and products liability Coverage A and B claims arising out of the premises designated in the endorsement. Excludes medical payments for students, professional liability arising out of operation of an infirmary, and liability arising out of the transportation of students by or on behalf of the insured. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. Amends the definition of "employee" to remove leased workers from the definition, so that the employee injury exclusion does not apply to cover injuries to leased workers. 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Insured $ 100 franchise purchaser experience - rated risks to show experience rating date 26 Amendment. Insureds under the policy covering the liability of a parent corporation which from... Provides malpractice insurance for optometrists and hearing aid establishments coverage afforded to the extent permitted by law claims named!, other than the executive officers of a corporation, and day-care.! 'S operations the general liability & quot ; because of a parent corporation which arises the... The countries Scheduled in the endorsement expands the Definition of insured contract sellers and franchisers Page additional information under policy! Exception provides coverage similar to the Base agreement we entered for volunteer workers or omissions of the premises 24 -. Bringing an out of the insured from use in Texas, but could be used policies... Or manager as additional insured Limited to liability caused by the CGL coverage. 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